We prefer the BRP plan, though we can not tell you what or if your engine qualifies. There are aftermarket insurance plans that are less money than factory plans. They work fine if your engine pops during the time you own it. If you want to encroach on a gearcase that might not have been a total warranty issue, then those insurance plans will not usually cover anything with any other damage. We would visit with a BRP dealer and see what your options are on their plan. They have only had their own plan a year or so, previous BRP extended warranties were we think First Protection. BCB