Most dealers if you are approved for 35k lets say, all the dealer needs is a small deposit to get the ball rolling, in some deals where theirs little or no profit they may need it payed once completed, because thats when they pay, typically at factory pick up or delivery. If your open to Evinrude my buddy has that 2008 Cougar FTD, DC, 250 HO, MINT,MINT,MINT, for $32,000 I believe, he needs it gone now, if not he has to use it since its getting late in the winter. It has Lowrance 8inch GPS I think LCX28s, Motor GUide 109, 3 Bank charger, CD player, claw wheels, everything, call if your interested…..Brannon 920-295-2069Your Signature …